do more with agency partners inc.

In 2006, two successful independent insurance agents, Eric Lutz and Jeff Brown, gave two former captive agents, Cary Bennett and David Johnson, an opportunity to open their own independent insurance agency. Cary and David opened a location in Alma, Georgia and within six months opened a location in Blackshear, Georgia. They named the agency C. Bennett & Johnson Agency Incorporated. With the early success of the new agency, the partners came up with an idea to make their agencies more competitive by opening more agencies. The hope was that they would be able to combine volume from all of the agencies so that they could better compete with the large captive insurance carriers and the direct writers that spend millions of dollars on advertising. Since the new agencies would not have to worry about meeting minimum volume requirements, agents would be able to operate as true “independent agents,” focusing on the client by providing the best coverage and price without bias.

In 2007, the new partners put their plan into motion by creating Agency Partners, Inc. (API). Several preferred insurance carriers such as Donegal, Grange, QBE, and Southern Trust agreed to combine all of the volume written by the new agency group. Over the next two years API began to grow. Using the same successful floor plan of the C. Bennett & Johnson Agency, API opened four new independent agencies with several former captive agents. By the end of 2009, the volume with API had grown from approximately $3,000,000 to over $9,000,000. Combining all of the volume from the new agencies helped each individual insurance agency within API meet the minimum volume requirements for top commissions and contingencies.

In 2013, API changed their original agency contract to allow existing established agencies to participate, thus allowing all agencies to combine volume for contingency and/or bonus with the insurance carriers that participate. In doing so, all ownership remains with the individual insurance agencies, and all insurance contracts remain between the carrier and the agencies directly. To accommodate commercial carriers that do not wish to give each agency a contract, API has obtained one contract access that affords each agency the ability to write through one code.

As of November 2014, the Agency Partners Incorporated participants have over $30,000,000 in combined premiums with 12 agencies in 18 locations. With plans to grow across the state of Georgia with qualified agencies that wish to maximize payouts and minimize expenses, anyone interested in joining a well-respected, profitable and growing insurance aggregator business is encouraged to contact us by email at or call our office at 912-632-0101.